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FINANCE

Interest Free Credit

FINANCE OPTIONS

We offer a range of finance options across our eligible products. The maximum term available is 24 Months 0% APR. 

The five options available to customers are as follows:

  • 6 Months Interest Free Credit (0% APR)
  • 10 Months Interest Free Credit (0%APR)
  • 12 Months Interest Free Credit (0% APR)
  • 18 Months Interest Free Credit (0% APR)
  • 24 Months Interest Free Credit (0%APR)
  • 48 Months Interest Free Credit (0%APR)

We currently also offer three Classic Credit Finance Options on eligible products. The options are as follows:

  • 24 Months Classic Credit (15.9% APR)
  • 36 Months Classic Credit (15.9% APR)
  • 48 Months Classic Credit (15.9% APR)

The Classic Credit finance option only applies to selected Pre-Owned Watches.

Classic Credit is only available with 24, 36 and 48 month repayment terms at 15.9% APR.

Please Note: Selected items may have a maximum term of 12 months 0% APR. You can select your finance option during the checkout stage of your purchase.

WHAT ARE THE REQUIREMENTS FOR FINANCE?

  • You must be a permanent UK resident and able to supply 3 years address history.
  • You must be either in employment or retired and receive a gross annual income of at least £10,000.
  • Have a good credit history and own a debit or credit card. You must have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to your home address and the deposit must be paid using a credit or debit card. 
  • Your purchase must be of £280 or more.
  • The deposit must be at least 10% of the total order.
  • No discount or price match is applicable in conjunction with our Finance payment option.

HOW TO APPLY

  • Once you have selected the item that you wish to purchase, add this item to your shopping cart and proceed to checkout.
  • On the checkout page, look for the ‘Finance (V12 Retail Finance)’ option and select the finance offer that you wish to apply for from the dropdown selector.
  • Once selected, you will see a breakdown of the costs including the APR, instalment amount, repayment term, total interest charged and the deposit amount. You will then have the option to change the amount you wish to put down as a deposit. 
  • You will then be re-directed to a secure application form - simply complete the form, submit your application and wait for the decision.
  • Upon acceptance by the finance company, relevant details of your finance agreement will be displayed on screen which you will need to review and agree, before signing your credit agreement and paying your deposit by Credit or Debit card.
  • Upon receipt of your deposit payment, we will be authorised to proceed with your order.
  • Please Note: We can only ship orders to the address that corresponds to the billing address on the finance agreement.

Frequently Asked Questions

HOW DO I ASK A QUESTION ABOUT THE CREDIT AGREEMENT?

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HOW LONG DOES IT TAKE TO APPLY ONLINE?

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CAN I CANCEL MY CREDIT AGREEMENT IF I CHANGE MY MIND?

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WILL THE FINANCE COMPANY PERFORM A CREDIT CHECK?

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DO I NEED A BANK ACCOUNT?

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DO I NEED TO PAY A DEPOSIT?

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HOW DO I REPAY THE LOAN?

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CAN I PAY MY AGREEMENT OFF EARLY?

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HOW MUCH DOES THE LOAN COST?

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ARE THERE ANY OTHER CHARGES?

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HOW LONG BEFORE I HAVE TO START TO REPAY THE LOAN?

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WHAT APR WILL I BE CHARGED?

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CAN I USE A PROMOTIONAL CODE WHEN USING V12 FINANCE AS A PAYMENT METHOD?

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